Public Bank Berhad Announcements
PB engage: SMS PAC Removal from Secondary Devices
Dear Valued Customers,
Please be informed that the SMS PAC authentication method will be removed for all PB engage MY’s secondary device effective 1 December 2022.
Customers can continue to approve PB engage MY transactions via PB SecureSign (Push Notification), PB SecureSign (SecurePAC), and SecureSign Token.
Thank you.
PB engage: Mengalih keluar PAC SMS daripada Peranti Sekunder
Pelanggan yang Dihargai,
Dimaklumkan bahawa kaedah penentusahan PAC SMS akan dialih keluar daripada kesemua peranti sekunder mulai 1 Disember 2022.
Pelanggan boleh meneruskan untuk membenarkan transaksi PB engage MY melalui PB SecureSign (Pemberitahuan secara tekan butang), PB SecureSign (SecurePAC), dan Token SecureSign.
Terima kasih
PB engage：从辅助设备中删除 SMS PAC
尊贵的客户，
谨此通知，从2022年12月1日起，短信个人验证代码（SMS PAC）的验证方式将从所有的 PB engage MY 次要设备中移除。
客户可继续通过PB SecureSign (推送通知)，PB SecureSign (SecurePAC), 和SecureSign Token 批准PB engage MY 的交易。
谢谢。 December Bill Payment : Renaming of TAR UC/KUTAR to TAR UMT
Dear Valued Customer,
Please be informed that Tunku Abdul Rahman University College (TAR UC) / Kolej Universiti Tunku Abdul Rahman (KUTAR) is now known as Tunku Abdul Rahman University of Management and Technology (TAR UMT). November Revision of Product Documents
Dear Valued Customers,
With effect from 30 December 2022, the product documents for eGold Investment Account (eGIA), Gold Investment Account (GIA) and PB Dual Currency Investment (PB DCI) will be revised and the summary of changes are as follows:
1. The account holder(s) shall ensure compliance with the Anti-Bribery and Anti-Corruption Policy (ABAC Policy) and shall not engage in any acts of bribery or corruption. Should there be a breach of the Bank’s ABAC policy, the Bank has the right to terminate the products and/or services provided to the account holder(s).
2.
3. The joint account holders agree to indemnify the Bank as a result of release of the entitlement to the gold in the GIA or the outstanding investments and returns (if any) in relation to the PB DCI to the surviving account holder(s) in the event of the demise of one of the account holders. This is applicable to GIA and PB DCI only.
4.
The above changes will be reflected in the following documents, where applicable:
* Terms and Conditions Governing eGIA
* GIA Agreement
* PB DCI Master Agreement
The revised documents will be made available from 30 December 2022 onwards.
Thank you.
Semakan semula Dokumen Produk
Pelanggan yang dihargai,
Berkuat kuasa pada 30 Disember 2022, dokumen untuk produk Akaun Pelaburan e-Emas (eGIA), Akaun Pelaburan Emas (GIA) dan PB Pelaburan Dwimata wang (PB DCI) akan disemak semula dan ringkasan perubahan itu adalah seperti yang berikut:
1. Pemegang akaun hendaklah memastikan pematuhan pada Dasar Antisogokan dan Antirasuah (Dasar ABAC) dan tidak membabitkan diri dalam apa-apa perbuatan sogokan dan rasuah. Sekiranya terdapat pelanggaran pada dasar ABAC Bank itu, Bank berhak untuk menamatkan produk dan/atau perkhidmatan yang disediakan kepada pemegang akaun.
2.
3. Pemegang akaun bersama bersetuju untuk menanggung rugi Bank berikutan pelepasan kelayakan terhadap emas dalam GIA tersebut atau pelaburan dan pulangan yang belum dijelaskan (jika ada) berkaitan dengan PB DCI kepada pemegang akaun yang hidup sekiranya berlaku kematian kepada salah seorang pemegang akaun. Ini diterima pakai kepada GIA dan PB DCI sahaja.
4.
Perubahan di atas akan ditunjukkan dalam dokumen yang berikut, mana-mana yang berkenaan:
* Terma dan Syarat yang Mengawal eGIA
* Perjanjian GIA
* Perjanjian Induk PB DCI
Dokumen yang disemak semula itu boleh didapati mulai 30 Disember 2022 dan seterusnya.
Terima kasih. November System Maintenance Notice
PBe, PB engage and PB enterprise will be temporarily unavailable due to system maintenance on the following dates:
DateTime7 December :00 a.m. – 6:00 a.m.10 & 11 December :00 a.m. – 6:00 a.m.14 & 15 December :00 a.m. – 6:00 a.m.17 December :00 a.m. – 6:00 a.m.
We apologise for any inconvenience caused. November Revision of Promotional Rates for Campaigns
Please be informed that the promotional profit rates for Term Deposit-i under the following Campaigns will be revised with effect from 28 November 2022:
No.CampaignRevised Terms & Conditions1PB RCB Special Fixed Deposit / Term Deposit-i CampaignClick here2RCB Birthday Month Privileges CampaignClick here3RCB Exclusive Invitation & Referral CampaignClick here4PowerInvest Fixed Deposit CampaignClick here5PB Premier High Yield Fixed Deposit CampaignClick here
Semakan Semula Kadar Promosi untuk Kempen
Dimaklumkan bahawa kadar keuntungan promosi bagi Deposit Bertempoh-i untuk Kempen yang berikut akan disemak semula bermula pada 28 November 2022:
Bil.KempenTerma dan Syarat yang disemak semula1Kempen PB Deposit Tetap / Deposit Bertempoh-i RCB KhasKlik sini2Kempen RCB Birthday Month PrivilegesKlik sini3Kempen RCB Exclusive Invitation & ReferralKlik sini4Kempen PowerInvest Fixed DepositKlik sini5Kempen PB Premier High Yield Fixed DepositKlik sini
– 28 November Implementation of PB eFD/PB eTD-i via PB engage MY
Dear Valued Customers,
Please be informed that with effect from 15 December 2022, PB eFixed Deposit (PB eFD) / PB eTerm Deposit-i (PB eTD-i) account opening, placement and withdrawal services will be extended to PB engage MY Mobile Banking Application.
The revised Terms & Conditions for PB eFD and PB eTD-i will be made available in the Bank’s website from 15 December 2022 onwards.
Thank you.
Pelaksanaan PB e-Deposit Tetap / PB e-Deposit Bertempoh-i melalui PB engage MY
Pelanggan yang Dihargai,,
Dimaklumkan bahawa bermula pada 15 Disember 2022, pembukaan akaun, peletakan dan perkhidmatan pengeluaran melalui PB e-Deposit Tetap (PB e-FD)/PB e-Deposit Bertempoh-i (PB eTD-i) akan diperluaskan kepada Aplikasi Perbankan Mudah Alih PB engage MY.
Terma dan Syarat yang disemak semula bagi PB e-FD dan PB e-TD-i itu boleh didapati melalui laman web Bank mulai 15 Disember 2022 dan seterusnya.
Terima kasih
通过 PB engage MY 推出PB 电子定期存款/PB 电子回教定期存款
尊贵的客户，
谨此通知，从2022年12月15日起， PB电子定期存款/PB 电子回教定期存款的开户、存放和提款服务将扩展至PB engage MY 流动银行应用程式。
客户可从2022年12月15日起在本银行的网站查看PB 电子定期存款/PB 电子回教定期存款的修正条款与条件。
谢谢。 November Update of Personal Details
PB Debit Cards/ PB Credit Cards/ PIB Credit Cards-i
Dear Valued Cardmembers,
It is important to keep your personal details updated at all times.
Kindly click here to download form, complete and email your completed form to us at We are glad to assist.
Thank you. November WISE Savings Account
Please be informed that the interest rates for WISE Savings Account (WISE) will be revised with effect from 8 November 2022.
Click here for the latest interest rates.
Akaun Simpanan WISE
Dimaklumkan bahawa kadar faedah bagi Akaun Simpanan WISE akan disemak semula bermula pada 8 November 2022.
Klik sini untuk kadar faedah terkini.
– 8 November Revision of Promotional Rates for Campaigns
Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 8 November 2022:
No.CampaignRevised Terms & Conditions1PB Special Fixed Deposit CampaignClick here2PB RCB Special Fixed Deposit / Term Deposit-i CampaignClick here3PB eFD via FPX CampaignClick here4RCB Birthday Month Privileges CampaignClick here5RCB Exclusive Invitation & Referral CampaignClick here6PB Journey App Booster CampaignClick here7PowerInvest Fixed Deposit CampaignClick here8PB Premier High Yield Fixed Deposit CampaignClick here
Semakan Semula Kadar Promosi untuk Kempen
Dimaklumkan bahawa kadar faedah / keuntungan promosi untuk Kempen yang berikut akan disemak semula bermula pada 8 November 2022:
Bil.KempenTerma dan Syarat yang disemak semula1Kempen PB Deposit Tetap KhasKlik sini2Kempen PB Deposit Tetap / Deposit Bertempoh-i RCB KhasKlik sini3Kempen PB eFD melalui FPXKlik sini4Kempen RCB Birthday Month PrivilegesKlik sini5Kempen RCB Exclusive Invitation & ReferralKlik sini6Kempen PB Journey App BoosterKlik sini7Kempen PowerInvest Fixed DepositKlik sini8Kempen PB Premier High Yield Fixed DepositKlik sini
– 8 November Public Bank Sustainability Survey
Dear Valued Customer,
Public Bank is conducting an online survey as part of the Bank’s sustainability management initiatives.
We would be grateful if you could spare a few minutes to complete a short survey.
The survey remains open until 21 November 2022.
Please click here or scan the QR code below to take the survey.
Your response will be kept anonymous.
Thank you for your time and once again, thank you for being part of Public Bank’s Sustainability Journey! November Revision of PB enterprise Services T&C
Revision of Terms and Conditions Governing PB enterprise Services
Dear Valued Customers,
Please be informed that with effect from 23 November 2022, there will be a revision on the Terms and Conditions Governing PB enterprise Services.
The revised Terms and Conditions Governing the PB enterprise Services will be made available at the Bank’s website from 23 November 2022 onwards.
Thank you.
Semakan Semula Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise
Pelanggan yang Dihargai,
Bermula pada 23 November 2022, Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise akan disemak semula.
Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise yang disemak semula itu boleh didapati melalui laman web Bank mulai 23 November 2022 dan seterusnya.
Terima kasih. November Cessation of Support for iOS 10 & 11
Dear Valued Customer,
From 15 Dec 2022 onwards, devices running on iOS 10 and 11 Operating System (OS) will no longer be supported by the PB engage app. Outdated OS such as iOS 10 and 11 will not receive any security updates from Apple. This may leave your devices vulnerable to cyber-attacks and malware.
In order to ensure your banking experience is secure and free from any disruptions, we strongly advise to update your devices to the latest OS version or at least up to iOS 12 and above.
Update your iOS Device today in just 2 steps:
1. Go to your device ‘Settings’ and select ‘General’
2. Tap on ‘Software Update’ to begin the update.
Thank you for banking with us.
Penamatan Sokongan bagi iOS 10 & 11
Mulai 15 Dis 2022 seterusnya, peranti yang dijalankan oleh Sistem Operasi (OS) iOS 10 dan 11 tidak lagi akan disokong oleh aplikasi PB engage. Sistem Operasi yang lapuk seperti iOS 10 dan 11 tidak lagi akan menerima kemas kini keselamatan daripada Apple. Ini akan menyebabkan peranti anda terdedah kepada serangan siber dan perisian hasad.
Untuk memastikan urusan perbankan anda selamat dan bebas daripada gangguan, kami menasihatkan agar anda mengemas kini peranti anda kepada versi OS terkini atau sekurang-kurangnya iOS 12 ke atas.
Kemas kini peranti iOS anda hari ini melalui 2 langkah sahaja:
1. Tekan pada ‘Seting’ (Settings) pada peranti mudah alih anda dan tekan ‘Umum’ (General)
2. Tekan ‘Kemas Kini Perisian’ (Software Update) untuk memulakan pengemaskinian.
Terima kasih kerana menjalankan urusan perbankan dengan kami.
PB engage應用程式停止支援iOS 10 和 11操作系统
亲爱的客户，
从2022年12月15日起，以 iOS 10 和 11 操作系统运作的手机将不再获得PB engage应用程式的支援。过时的操作系统，例如 iOS 10 和 11 将不再收到来自苹果的安全更新。这可能导致您的手机受到网络和恶意软件的攻击。
为确保您能在安全和不受干扰的情况下处理银行事务，我们强烈建议您将您的手机更新至最新的操作系统或iOS 12及以上版本的操作系统。
只需2步骤，今天就更新您的iOS操作系统：
1. 点击您手机的 ‘設定/设置（Settings）’ 选项，再选择‘一般/通用（General）’
2. 选择‘軟體更新/软体更新（Software Update）’ 以开始更新操作系统。
感谢您在本行交易。 October Discontinuation of ADM Planning SB via JomPAY
Dear Valued Customer,
Please be informed that payment to ADM Planning & Project Management Sdn Bhd via JomPAY will no longer be available with immediate effect. October Discontinuation of Lolong Artist Studio via JomPAY
Dear Valued Customer,
Please be informed that payment to Lolong Artist Studio Sdn Bhd (FKA ADM Studio Sdn Bhd) via JomPAY will no longer be available with immediate effect. October Revision of T&C for Deposit Accounts
Revision of Terms and Conditions Governing Deposit Accounts
With effect from 1 November 2022, the Terms and Conditions Governing Deposit Accounts will be revised to incorporate the following additional/revised requirements:
1. The trustee(s) for Trust Accounts are to submit the required information and documents to the Bank when requested by the Bank. [Reference: Malaysia Deposit Insurance Corporation(Disclosure Requirement for Trust Accounts and Joint Accounts) (Amendment) Regulations 2022.]
2.
3. The Account Holder(s) shall ensure compliance with the Public Bank Group Anti-Bribery and Anti-Corruption (ABAC) Policy and shall not engage in any acts of bribery or corruption. The Bank has the right to terminate the products and/or services provided to the account holder(s), should there be a breach of the ABAC Policy.
4.
5. For Joint Accounts, the joint account holders agree to indemnify the Bank as a result of release of the outstanding balance in the account to the surviving account holder(s), in the event of the demise of one of the account holders.
6.
7.
The additional/revised clauses will be incorporated into the following Terms and Conditions Governing Deposit Accounts, where applicable:
Public Bank Berhad
1. Terms and Conditions Governing Current Account
2. Terms and Conditions Governing Savings Account
3. Terms and Conditions Governing Fixed Deposit Account
4. Terms and Conditions Governing Foreign Currency Current Account
5. Terms and Conditions Governing Foreign Currency Fixed Deposit Account
6. Terms and Conditions Governing Gold Investment Account
Public Islamic Bank Berhad
1. Terms and Conditions Governing Current Account-i
2. Terms and Conditions Governing Savings Account-i
3. Terms and Conditions Governing Term Deposit-i Account
4. Terms and Conditions Governing Foreign Currency Current Account-i
The revised Terms and Conditions Governing Deposit Accounts will be made available in the Bank’s website from 1 November 2022 onwards.
Semakan Semula Terma dan Syarat yang Mengawal Akaun Deposit
Mulai 1 November 2022, Terma dan Syarat yang Mengawal Akaun Deposit akan disemak semula untuk memasukkan keperluan tambahan/disemak semula yang berikut:
1. Pemegang amanah untuk Akaun Amanah perlu mengemukakan maklumat dan dokumen yang diperlukan kepada Bank apabila diminta oleh Bank. [Rujukan: Peraturan-peraturan Perbadanan Insurans Deposit Malaysia (Keperluan Pendedahan bagi Akaun Amanah dan Akaun Bersama) (Pindaan) 2022.]
2.
3. Pemegang Akaun hendaklah memastikan pematuhan dengan Dasar Antisogokan dan Antirasuah (ABAC) Kumpulan Public Bank dan tidak terlibat dengan apa-apa perlakuan sogokan atau rasuah. Bank berhak untuk menamatkan produk dan/atau perkhidmatan yang diberikan kepada pemegang akaun sekiranya didapati melanggar Dasar ABAC.
4.
5. Untuk Akaun Bersama, pemegang akaun bersama bersetuju untuk menanggung rugi Bank kerana membenarkan pengeluaran baki yang ada dalam akaun kepada pemegang akaun yang masih hidup, sekiranya salah seorang pemegang akaun meninggal dunia.
6.
7.
Fasal tambahan/disemak semula akan dimasukkan dalam Terma dan Syarat yang Mengawal Akaun Deposit yang berikut, mana-mana yang berkenaan:
Public Bank Berhad
1. Terma dan Syarat yang Mengawal Akaun Semasa
2. Terma dan Syarat yang Mengawal Akaun Simpanan
3. Terma dan Syarat yang Mengawal Akaun Deposit Tetap
4. Terma dan Syarat yang Mengawal Akaun Semasa Mata wang Asing
5. Terma dan Syarat yang Mengawal Akaun Deposit Tetap Mata wang Asing
6. Terma dan Syarat yang Mengawal Akaun Pelaburan Emas
Public Islamic Bank Berhad
1. Terma dan Syarat yang Mengawal Akaun Semasa-i
2. Terma dan Syarat yang Mengawal Akaun Simpanan-i
3. Terma dan Syarat yang Mengawal Akaun Deposit Bertempoh-i
4. Terma dan Syarat yang Mengawal Akaun Semasa-i Mata wang Asing
Terma dan Syarat yang Mengawal Akaun Deposit yang disemak semula itu boleh didapati dalam laman web Bank mulai 1 November 2022 seterusnya.
修正管理存款户口的条款与条件
2022年11月1日起，管理存款户口的条款与条件将纳入以下额外/修正的要求：
1. 当本银行提出要求时，信托户口的受托人须提交所要求的信息和文件给本银行。[参考：2022年马来西亚存款保险机构(信托户口和联名户口披露要求)(修正)条例。]
2.
3. 户口持有人应确保遵守大众银行集团的反贿赂和反贪污政策，并且不得涉及任何贿赂和贪污行为。倘若被发现违反此反贿赂和反贪污政策，本银行有权立即终止向户口持有人提供的产品和/或服务。
4.
5. 至于联名户口，倘若其中一位户口持有人去世，联名户口持有人同意因向仍然在生的户口持有人发放户口内的未结余额而向本银行作出赔偿。
6.
7.
额外/修正的条款将纳入至以下的管理存款户口条款与条件(若适用)：
大众银行有限公司
1. 管理来往户口的条款与条件
2. 管理储蓄户口的条款与条件
3. 管理定期存款户口的条款与条件
4. 管理外币来往户口的条款与条件
5. 管理外币定期存款户口的条款与条件
6. 管理黄金投资户口的条款与条件
大众回教银行有限公司
1. 管理回教来往户口的条款与条件
2. 管理回教储蓄户口的条款与条件
3. 管理回教定期存款户口的条款与条件
4. 管理回教外币来往户口的条款与条件
修正的管理存款户口条款与条件可从2022年11月1日起在本银行的网站查看。 October Revision of Terms and Conditions
Revision of T&Cs Governing DuitNow QR & Positive Pay
Dear Valued Customer,
Please be informed that with effect from 28 October 2022, the following Terms and Conditions will be revised to be in line with the revision of the statement on Anti-Bribery and Anti-Corruption (ABAC) policy:
Thank you.
– 7 October Discontinuation of Baba Duta PLT via JomPAY
Dear Valued Customer,
Please be informed that payment to Baba Duta PLT via JomPAY will no longer be available with immediate effect.
– 7 October Upgrading Of Internet Share Trading Platform
Dear Valued PB Sharelink Customers,
Pursuant to our earlier announcement on 15 September 2022, the exercise to upgrade the Internet Share Trading (IST) platform in browsers i.e. Safari, Google Chrome, Microsoft Edge and Mozilla Firefox, has been completed. This upgrade brings you some enhanced IST platform functionalities across all these browsers. These functionalities are similar to the current version used in the Microsoft Edge (Internet Explorer) mode except for the Technical Analysis Chart and some layout customisation features which we will be incorporating them in the next phase of our system upgrading plan.
In addition, we wish to highlight to you of our latest IST platform disclaimer clause and Perbadanan Insurans Deposit Malaysia (PIDM) statement as follows:
Disclaimer Clause
Please be advised that when using the Bank’s Online Trading Platform, accessibility to the account. the system response time and the speed of the order routing may vary due to factors beyond the Bank’s controls, including network availability, telecommunications infrastructure or facilities, market conditions and trading volumes. Accordingly, the Bank shall not be held liable for any losses incurred or damages suffered by you. For better user experience of the Bank’s Online Trading Platform, you are advised to use either Mozilla FireFox, Google Chrome, Microsoft Edge or Safari browser.
Note : The above revised disclaimer clause will replace the existing disclaimer clause currently displayed on the Bank’s Online Trading Platform.
PIDM Statement
Money withdrawn from your insured deposit is no longer protected by PIDM if transferred to a non-PIDM member and non-deposit product.
Kindly contact the Share Investment Unit handling your account for more information and assistance. September Upgrading Internet Share Trading (IST) Platform
Dear Valued PB Sharelink Customers,
Pleased be informed that our IST platform will be upgraded on 21st September 2022.
In the event that you encounter difficulties while using the latest version of the IST, you are advised to use Microsoft Edge (IE Mode) or you may click at the link -“Live Quotes : Switch to Simplified Multibrowser” appearing on top of the Price Feed (Main screen) to run the IST using past version.
Our PB Sharelink Mobile Apps service remain uninterrupted.
We sincerely apologise for any inconvenience caused.
We strongly advise you to check and update your browser regularly to ensure best trading experience in a secured platform.
For further information or assistance, kindly contact your respective Share Investment Unit. September Discontinuation of L & Co via JomPAY
Dear Valued Customer,
Please be informed that payment to L & Co via JomPAY will no longer be available with immediate effect. September Illegal Foreign Exchange Trading Scheme
Illegal Foreign Exchange Trading Scheme refers to the buying or selling of foreign currency by an individual or company in Malaysia with any person who is not a licensed onshore bank or any person who has not obtained the approval of Bank Negara Malaysia under the Financial Services Act 2013 or Islamic Financial Services Act 2013.
Click here for more information. September Revision of Selected PB Credit Cards Features
Dear Valued Cardmembers,
Kindly be informed that effective 1 October 2022, the card features of PB Visa Signature, PB Quantum Mastercard and PB Quantum Visa Credit Cards will be revised.
The table below depicts the changes:
Card Type(s)Revised Card Feature(s)PB Visa Signature3% cash rebate on grocery, dining and online transactions with minimum RM100 per transaction, capped at RM30 per monthly statement cycle
PB Quantum Mastercard2% Cash Back on overseas transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle. Overseas transactions will not earn VIP PointsPB Quantum Visa2% Cash Back on contactless transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle
Please contact our PB Card Services at or email at if you have any queries.
Thank you.
– 8 September Advisory on Banking via Outdated Browsers
Dear Valued Customer,
From 1 July 2022 onwards, PBe and PB enterprise will not be accessible through outdated browsers as these browsers no longer receives security support from the original developer.
We strongly advise you to check for browser updates regularly to ensure that your banking experience is secure and free from any disruptions.
For more information, please visit here.
Thank you for banking with us.
Nasihat tentang Perbankan Melalui Penyemak Seimbas Lapuk
Pelanggan yang Dihargai,
Mulai 1 Julai 2022 seterusnya, PBe dan PB enterprise tidak lagi boleh diakses melalui penyemak seimbas yang lapuk kerana penyemak seimbas itu tidak lagi mendapat sokongan keselamatan daripada pembangunnya yang asal.
Justeru, kami menasihatkan tuan/puan agar memastikan penyemak seimbas sentiasa dikemas kini secara kerap bagi memastikan urusan perbankan tuan/puan selamat dan bebas daripada gangguan.
Untuk maklumat lanjut, sila layari di sini.
Terima kasih kerana menjalankan urusan perbankan dengan kami.
提醒：使用过时浏览器处理银行事务
亲爱的客户，
2022年7月1日起，您将无法经由过时的浏览器进入PBe和PB enterprise，因为这些浏览器已不再获得原开发商的安全支援。
我们强烈建议您定期检查您的浏览器更新，确保您在安全且不受干扰的情况下处理银行事务。
欲了解更多详情，请浏览此处。
感谢您在本行交易。 September Revision of PB QR Terms & Conditions
Dear Valued Merchants,
Please be informed that effective 28 September 2022, there will be a revision on the Terms & Conditions Governing PB QR.
Thank you.
– 7 September Revision of Terms and Conditions
Dear Valued Customers,
Please be informed that with effect from 26 September 2022, the following Terms and Conditions will be revised to be in line with the revision of the statement on Anti-Bribery and Anti-Corruption (ABAC) policy:
1. Terms & Conditions Governing Public Bank Online Banking and Mobile Banking
2. Terms and Conditions Governing the DuitNow Service
3. PBe Services E-Statement Service Terms & Conditions
4. Terms and Conditions for Foreign Currency Remittance Telegraphic Transfer via PBe
5. Terms and Conditions Governing The PB Visa Direct Service
6. Public Bank Western Union ® Money Transfer Service Terms and Conditions
7. Terms and Conditions governing the National Addressing Database (NAD)
8. Terms and Conditions Governing the use of the SecureSign Token for PBe Services
Thank you.
– 5 September Revision of T&C Governing RCB Membership
RED CARPET BANKING (RCB) – REVISION OF TERMS AND CONDITIONS GOVERNING RCB MEMBERSHIP
Dear Valued Customer,
Please be informed that with effect from 15 September 2022, the following Red Carpet Banking (RCB) Terms and Conditions will be revised to be in line with the revision of the statement on Anti-Bribery and Anti-Corruption (ABAC) policy:
1. Terms and Conditions governing the RCB Membership
2. Terms and Conditions governing the RCB Membership for eligible participants under PBB BizBooster Financing campaign
The revised Terms and Conditions will be made available in the Bank’s website from 15 September 2022 onwards.
Thank you.
PERBANKAN RED CARPET (RCB) – SEMAKAN SEMULA TERMA DAN SYARAT YANG MENGAWAL KEAHLIAN RCB
Pelanggan yang Dihargai,
Dimaklumkan bahawa mulai 15 September 2022, Terma dan Syarat Perbankan Red Carpet (RCB) yang berikut akan disemak semula supaya selaras dengan semakan semula kenyataan mengenai dasar Antisogokan dan Antirasuah (ABAC):
1. Terma dan Syarat yang mengawal Keahlian RCB
2. Terma dan Syarat yang mengawal Keahlian RCB bagi peserta yang layak di bawah kempen PBB BizBooster Financing
Terma dan Syarat yang disemak semula itu boleh didapati di laman web Bank mulai 15 September 2022 dan seterusnya.
Terima kasih. August Revision of PB enterprise Services T&C
Revision of Terms and Conditions Governing PB enterprise Services
Dear Valued Customers,
Please be informed that with effect from 8 September 2022, there will be a revision on the Terms and Conditions Governing PB enterprise Services.
The revised Terms and Conditions Governing the PB enterprise Services will be made available at the Bank’s website from 8 September 2022 onwards.
Thank you.
Semakan Semula Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise
Pelanggan yang Dihargai,
Bermula pada 8 September 2022, Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise akan disemak semula.
Terma dan Syarat yang Mengawal Perkhidmatan PB enterprise yang disemak semula itu boleh didapati melalui laman web Bank mulai 8 September 2022 dan seterusnya.
Terima kasih. August Revision of Service Fees for UTAR
Revision of Service Fees for Bill Payment and Payment Agent for Universiti Tunku Abdul Rahman
Dear Valued Customers,
Please be informed that the service fees for any payment made via Bill Payment and Payment Agent to Universiti Tunku Abdul Rahman (UTAR) will be reduced to RM0.15 per transaction with effect from 1 September 2022.
Thank you.
Semakan semula Fi Perkhidmatan bagi Bayaran Bil Dan Ejen Pembayaran untuk Universiti Tunku Abdul Rahman
Pelanggan yang Dihargai,
Dimaklumkan bahawa fi perkhidmatan bagi bayaran yang dibuat melalui Bayaran Bil dan Ejen Pembayaran kepada Universiti Tunku Abdul Rahman (UTAR) akan diturunkan kepada RM0.15 setiap urus niaga bermula pada 1 September 2022.
Terima kasih.
更新拉曼大学的账单支付和支付代理服务费
亲爱的顾客，
谨此通知，通过账单支付功能和支付代理缴付给拉曼大学的任何付款的服务费，将从2022年9月1日起减低至每次交易15 仙。
谢谢。 August Discontinuation of E-One Credit SB via JomPAY
Dear Valued Customer,
Please be informed that payment to E-One Credit Sdn Bhd via JomPAY will no longer be available with immediate effect.
– 1 August PB Foreign Currency Current Account Campaign
Please be informed that the Campaign Period of “PB Foreign Currency Current Account Campaign” will be extended to 31 December 2022.
Click here for the revised Terms and Conditions in English.
Kempen PB Akaun Semasa Mata Wang Asing
Dimaklumkan bahawa Tempoh Kempen “PB Akaun Semasa Mata Wang Asing” akan dilanjutkan sehingga 31 Disember 2022.
Klik sini untuk Terma dan Syarat yang disemak dalam Bahasa Malaysia.
– 1 August Discontinuation of RENTAS via PBe Business Banking
Dear Valued Customer,
From 1 August 2022 onwards, RENTAS service will be discontinued on PBe Business Banking.
We highly encourage you to migrate over to PB enterprise to continue accessing your business account without disruptions.
Alternatively, you may use other fund transfer methods (such as DuitNow Transfer and IBG) for your transactions.
For more information, please contact your Account Holding Branch.
Thank you for banking with us.
Pemberhentian perkhidmatan RENTAS melalui Perbankan Perniagaan PBe
Pelanggan yang Dihargai,
Mulai 1 Ogos 2022 seterusnya, perkhidmatan RENTAS melalui Perbankan Perniagaan PBe akan dihentikan.
Kami amat mengesyorkan kepada anda agar berpindah ke PB enterprise untuk mengakses akaun perniagaan anda tanpa gangguan.
Atau, anda boleh menggunakan kaedah pindahan dana yang lain (seperti Pindahan DuitNow dan IBG) untuk urus niaga anda.
Untuk maklumat lanjut, sila hubungi Cawangan Pemegang Akaun anda.
Terima kasih kerana menjalankan urusan perbankan dengan kami.
中止通过PBe 商业银行的RENTAS服务
亲爱的客户，
从2022年8月1日起，PBe 商业银行的RENTAS服务将会中止。
我们建议您迁移至PB enterprise，以继续在无干扰的情况下访问您的商业户口。
作为替代，您可以使用其他转账方式 (例如DuitNow 转账和IBG) 进行转账。
欲了解更多详情，请联络您的户口持有分行。
感谢您与本银行交易。 July Discontinuation of CTOS Data Systems Bill Payment
Dear Valued Customer,
Please be informed that bill payment to CTOS Data Systems Sdn Bhd via PBe, PB engage and PB enterprise channels is no longer available with immediate effect. July Discontinuation of Gaharu Gopeng SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Gaharu Gopeng Sdn Bhd via JomPAY will no longer be available with immediate effect. July Discontinuation of Gaharu Technologies via JomPAY
Dear Valued Customer,
Please be informed that payment to Gaharu Technologies Sdn Bhd via JomPAY will no longer be available with immediate effect. July Imposition of MyDebit Cash Out Fee
Dear Valued Customer,
With effect from 1 July 2022, a MyDebit Cash Out fee of RM0.50 will be imposed for each MyDebit Cash Out transaction performed using PB Lifestyle Debit Card/PB RCB Elite/Gold Debit Card at selected merchants.
MyDebit Cash Out is a transaction that allow customers to request for cash withdrawal when they purchased items from the participating merchants.
Thank you.
Pengenaan Fi Pengeluaran Tunai MyDebit
Pelanggan yang Dihargai,
Bermula pada 1 Julai 2022, fi Pengeluaran Tunai MyDebit sebanyak RM0.50 akan dikenakan bagi setiap urus niaga Pengeluaran Tunai MyDebit yang dibuat menggunakan Kad Debit PB Lifestyle/ Kad Debit PB RCB Elite/Gold di saudagar yang terpilih.
Pengeluaran Tunai MyDebit ialah urus niaga yang membolehkan pelanggan untuk memohon pengeluaran tunai apabila mereka membeli barang daripada saudagar yang mengambil bahagian.
Terima kasih.
征收MyDebit Cash Out (现金兑现) 费
亲爱的客户，
从2022年7月1日起，在特选商店使用PB Lifestyle 扣账卡/PB RCB Elite/Gold 扣账卡进行的每一项MyDebit Cash Out 交易将被征收50仙的费用。
MyDebit Cash Out 是一种允许客户在这些参与商店购物时可以要求提取现款的交易。
谢谢。 June Discontinuation of LS Publishers SB via JomPAY
Dear Valued Customer,
Please be informed that payment to LS Publishers Sdn Bhd via JomPAY will no longer be available with immediate effect. June Revision of Digital SME Assist T&C
Dear Valued Customers,
Please be informed that effective 04 July 2022, there will be a revision on the PB enterprise Digital SME Assist Programme Terms and Conditions.
Thank you. June Cessation of Support for Android 7.0 & 7.1
Dear Valued Customer,
From 26 June 2022 onwards, devices running on Android 7.0 and 7.1 Operating System (OS) will no longer be supported by the PB engage app. Outdated OS such as Android 7.0 and 7.1 will not receive any security updates from Google. This may leave your devices vulnerable to cyber-attacks and malware.
What do I have to do?
In order to ensure your banking experience is secure and free from any disruptions, we strongly advise to update your devices to the latest OS version or at least up to Android 9.0 and above.
Update your Android OS today with 3 simple steps:
1. Tap on ‘Settings’ on your mobile phone and select ‘About Phone / Systems & Updates’
2. Tap on ‘Check for Updates’.
3. If an update is available, select ‘Update’ to begin the update.
Thank you for banking with us.
Penamatan Sokongan bagi Android 7.0 & 7.1
Mulai 26 Jun 2022 seterusnya, peranti yang dijalankan oleh Sistem Operasi (OS) Android 7.0 dan 7.1 tidak lagi akan disokong oleh aplikasi PB engage. Sistem Operasi yang lapuk seperti Android 7.0 dan 7.1 tidak lagi akan menerima kemas kini keselamatan daripada Google. Ini akan menyebabkan peranti anda terdedah kepada serangan siber dan perisian hasad.
Apakah yang perlu saya buat?
Untuk memastikan urusan perbankan anda selamat dan bebas daripada gangguan, kami menasihatkan agar anda mengemas kini peranti anda kepada versi OS terkini atau sekurang-kurangnya Android 9.0 ke atas.
Kemas kini OS Android anda hari ini melalui 3 langkah mudah::
1. Tekan pada ‘Tetapan’ (Settings) pada telefon mudah alih anda dan tekan ‘Perihal Telefon / Sistem dan Kemas Kini’ (About Phone / Systems & Updates)
2. Tekan ‘Periksa untuk Kemas Kini’ (Check for Updates).
3. Jika terdapat kemas kini, tekan ‘Kemas Kini’ untuk memulakan pengemaskinian.
Terima kasih kerana menjalankan urusan perbankan dengan kami.
停止支持 Android 7.0 和 7.1
亲爱的客户，
从2022年6月26日起，以Android 7.0 和 7.1操作系统运作的手机将不再获得PB engage应用程式的支援。过时的操作系统，例如Android 7.0 和 7.1 将不再收到来自Google的安全更新。这可能导致您的手机受到网络和恶意软件的攻击。
我应该怎么做？
为确保您能在安全和不受干扰的情况下处理银行事务，我们强烈建议您将您的手机更新至最新的操作系统或Android 9.0 及以上版本的操作系统。
只需简单的3步骤，今天就更新您的Android操作系统：
1. 点击您手机的‘设定（Settings’ 选项，再选择‘关于电话/系统和更新（About Phone / Systems & Updates’
2. 点击‘检查更新（Check for Updates’).
3. 倘若有提供任何更新，选择‘更新（Update）’ 以开始更新操作系统。
感谢您在本行交易。 June Discontinuation of Fis Management SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Fis Management Sdn Bhd via JomPAY will no longer be available with immediate effect. June Business Recapitalisation Facility
Public Bank and Public Islamic Bank are participating financial institutions of Business Recapitalisation Facility (BRF) to support Small & Medium Enterprises (SMEs) to recover and grow, while managing their level of indebtedness through innovative financing solutions. SMEs may obtain financing through blended financing, which is a mix of debt financing from the Bank and equity financing from third party equity financiers.
Salient features of the BRF:
* Loan amount up to RM5 million.
* Loan tenure of up to 10 years.
* Attractive pricing.
Terms and conditions apply.
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.
Kemudahan Permodalan Semula Perniagaan
Public Bank dan Public Islamic Bank merupakan institusi kewangan yang mengambil bahagian dalam Kemudahan Permodalan Semula Perniagaan (KPSP) yang menyokong Perusahaan Kecil dan Sederhana (PKS) untuk pulih dan berkembang, sambil mengurus tahap keberhutangan mereka melalui penyelesaian kewangan yang inovatif. PKS boleh mendapatkan pembiayaan melalui pembiayaan adunan, yang merupakan campuran pembiayaan hutang daripada Bank berserta dengan pembiayaan ekuiti daripada pembiaya ekuiti pihak ketiga.
Ciri-ciri Penting KPSP:
* Amaun pinjaman sehingga RM5 juta.
* Tempoh pinjaman sehingga 10 tahun.
* Kadar faedah yang menarik.
Tertakluk pada terma dan syarat.
Untuk maklumat lanjut / permohonan, sila hubungi cawangan Public Bank dan Public Islamic Bank yang berhampiran.
业务资本结构调整融资便利
大众银行和大众回教银行是业务资本结构调整融资便利(BRF)的参与金融机构，支持中小型企业复苏和增长，同时通过革新的融资方案，协助它们管理债务水平。中小型企业可藉由本银行的借贷融资以及第三方股权融资业者提供发股筹资的混合融资方式获得融资便利。
BRF的主要特点:
* 贷款额可高达500万令吉。
* 贷款期可高达10年。
* 吸引人的利息。
附带条款与条件。
欲了解更多详情和申请事项，请联络邻近的大众银行和大众回教银行分行。 June Low Carbon Transition Facility
Public Bank and Public Islamic Bank are participating financial institutions of Low Carbon Transition Facility (LCTF) to encourage and support Small & Medium Enterprises (SMEs) to adopt sustainable practices for business resilience. These sustainable practices include, but are not limited to, obtaining sustainability certification, increasing the use of sustainable material for production, improving energy efficiency of building and appliances, and installing on-site renewable energy generation equipment.
Salient features of the LCTF:
* Loan amount up to RM10 million.
* Loan tenure of up to 10 years.
* Attractive pricing.
Terms and conditions apply.
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches.
Kemudahan Peralihan Rendah Karbon
Public Bank dan Public Islamic Bank merupakan institusi kewangan yang mengambil bahagian dalam Kemudahan Peralihan Rendah Karbon (KPRK) untuk menggalakkan Perusahaan Kecil dan Sederhana (PKS) untuk menerapkan amalan kelestarian bagi meningkatkan daya tahan perniagaan. Amalan kelestarian ini termasuk, tetapi tidak terhad kepada mendapatkan pensijilan kelestarian, meningkatkan penggunaan bahan yang diakui lestari untuk pengeluaran, menambahbaik kecekapan tenaga bangunan dan peralatan, dan memasang peralatan jana kuasa tenaga boleh baharu di premis.
Ciri-ciri Penting KPRK:
* Amaun pinjaman sehingga RM10 juta.
* Tempoh pinjaman sehingga 10 tahun.
* Kadar faedah yang menarik.
Tertakluk pada terma dan syarat.
Untuk maklumat lanjut / permohonan, sila hubungi cawangan Public Bank dan Public Islamic Bank yang berhampiran.
低碳转型融资便利
大众银行和大众回教银行是低碳转型融资便利(LCTF)的参与金融机构，鼓励和支持中小型企业采用可持续的作业方式提高业务的韧力。这些可持续的作业方式包括（但不仅限于）获取可持续性认证、在生产作业上增加使用可持续性原料、提升建筑和设备的节能效率以及在相关场所装置再生能源的发电设备。
LCTF的主要特点:
* 贷款额可高达1000万令吉。
* 贷款期可高达10年。
* 吸引人的利息。
附带条款与条件。
欲了解更多详情和申请事项，请联络邻近的大众银行和大众回教银行分行。 June Discontinuation of Aladdin Tech (Asia) via JomPAY
Dear Valued Customer,
Please be informed that payment to Aladdin Technology (Asia) Sdn Bhd via JomPAY will no longer be available with immediate effect. May Changing Contactless Cumulative Limit via PBe
Changing Contactless Cumulative Limit via PBe for PB Lifestyle Debit Card/PB RCB Elite/Gold Debit Card
Dear Valued Customers,
Effective 30 May 2022, cardholders of PB Lifestyle Debit Card/PB RCB Elite/Gold Debit Card may change his/her contactless cumulative limit via PBe.
Please refer to the Bank’s website > Announcements > See More > Changing Contactless Cumulative Limit via PBe for the detailed steps on how to change the contactless cumulative limit via PBe.
1. Click here for procedures on changing contactless cumulative limit using PAC
2. Click here for procedures on changing contactless cumulative limit using SecureSign
Thank you.
Penukaran Had Kumulatif Urus Niaga Tanpa Sentuh melalui PBe Bagi Kad Debit PB Lifestyle/Kad Debit PB RCB Elite/Gold
Pelanggan yang Dihargai,
Bermula pada 30 Mei 2022, pemegang kad bagi Kad Debit PB Lifestyle/Kad Debit PB RCB Elite/Gold boleh menukar had kumulatif urus niaga tanpa sentuh melalui PBe.
Sila rujuk laman web Bank iaitu > Pengumuman (Announcements) > Maklumat Lanjut (See More) > Penukaran Had Kumulatif Urus Niaga Tanpa Sentuh melalui PBe (Changing Contactless Cumulative Limit via PBe) bagi langkah-langkah terperinci mengenai cara menukar had kumulatif bagi urus niaga tanpa sentuh melalui PBe.
Terima kasih.
通过PBe更改免接触交易的累积限额 – PB Lifestyle 扣账卡/PB RCB Elite/Gold 扣账卡
亲爱的客户，
从2022年5月30日起，PB Lifestyle 扣账卡/PB RCB Elite/Gold 扣账卡的持卡人可以通过PBe更改其免接触交易的累积限额。
请前往本银行网站 > Announcements （公告） > See More（查看更多讯息） > Changing Contactless Cumulative Limit via PBe （通过PBe更改免接触交易的累积限额），以查看如何通过PBe更改免接触交易累积限额的详细步骤。
谢谢。 May Discontinuation of Quinton Group SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Quinton Group Sdn Bhd via JomPAY will no longer be available with immediate effect. May Revision of PBB Online & Mobile Banking T&C
Dear Valued Customers,
Please be informed that effective 6 June 2022, there will be a revision on the Terms and Conditions Governing Public Bank Online Banking and Mobile Banking. May Conversion of Passbook SA to Statement SA
Conversion of Passbook Savings Account/Account-i to Statement Savings Account/Account-i
With effect from 1 June 2022, all Savings Account/Account-i products (with passbook) will be converted to Statement Savings Account/Account-i based on the following criteria:
1. Individual and joint account holders aged 50 and below.
2. With existing PBe facility.
3. With PB Lifestyle Debit Card.
For further information kindly contact your respective account holding branch.
Penukaran Buku Simpanan Akaun Simpanan/Simpanan-i kepada Penyata Akaun Simpanan/Simpanan-i
Bermula pada 1 Jun 2022, semua produk Akaun Simpanan/Simpanan-i (yang menggunakan buku simpanan) akan ditukar kepada Akaun Simpanan/Simpanan-i dalam bentuk Penyata berdasarkan kriteria yang berikut:
1. Pemegang akaun individu dan pemegang akaun bersama berumur 50 tahun dan ke bawah.
2. Menggunakan kemudahan PBe sedia ada.
3. Menggunakan Kad Debit PB Lifestyle.
Untuk maklumat lanjut, sila hubungi cawangan pemegang akaun masing-masing.
存折储蓄/回教储蓄户口转换为结单储蓄/回教储蓄户口
从2022年6月1日起，以下情况的所有储蓄/回教储蓄户口产品(附有存折) 将被转换为结单储蓄/回教储蓄户口：
1. 个人和联名户口持有人的年龄为50岁及以下。
2. 有使用PBe便利。
3. 户口有使用PB Lifestyle扣账卡。
欲了解更多详情，请联络您的户口持有分行。 May Relocation of Brinchang Branch
Please be informed that our Brinchang branch will be relocating to the following address with effect from 20 June 2022:
Branch Address
Nos. 1, 2 & 3, Presint 1,
Cameron Centrum, Brinchang,
Cameron Highlands, Pahang
Telephone Numbers Facsimile Numbers Dimaklumkan bahawa Cawangan Brinchang kami akan berpindah ke alamat yang berikut bermula pada 20 Jun 2022:
Alamat Cawangan
Nos. 1, 2 & 3, Presint 1,
Cameron Centrum, Brinchang,
Cameron Highlands, Pahang
Nombor Telefon Nombor Faksimile 谨此通知，本行的碧兰璋分行将从2022年6月20日起迁至以下的业址:
分行业址
Nos. 1, 2 & 3, Presint 1,
Cameron Centrum, Brinchang,
Cameron Highlands, Pahang
电话号码 传真号码 May Revised T&C for PB Enterprise Services
REVISION OF TERMS AND CONDITIONS GOVERNING PB ENTERPRISE SERVICES
Dear Valued Customers,
With effect from 18 May 2022, the Terms and Conditions Governing PB Enterprise Services will be revised to incorporate additional terms governing the new PB enterprise Mobile Application.
The revised Terms and Conditions Governing the PB Enterprise Services will be made available at the Bank’s website from 18 May 2022 onwards.
Thank you. April SEMAK SEMULA TERMA DAN SYARAT YANG MENGAWAL PERKHIDMATAN PB ENTERPRISE
Pelanggan yang Dihargai,
Mulai 18 Mei 2022, Terma dan Syarat yang Mengawal Perkhidmatan PB Enterprise akan disemak semula untuk memasukkan syarat tambahan bagi aplikasi baharu PB enterprise.
Terma dan Syarat yang Mengawal Perkhidmatan PB Enterprise yang disemak semula itu boleh didapati melalui laman web Bank mulai 18 Mei 2022 dan seterusnya.
Terima kasih. April PB Journey App Campaign 2.0
Please be informed that the Bank will be launching “PB Journey App Campaign 2.0” starting from 1 April 2022 to 30 June 2022.
Click here for the Campaign’s Terms & Conditions in English.
Kempen PB Journey App 2.0
Dimaklumkan bahawa Bank akan melancarkan “Kempen PB Journey App 2.0” bermula pada 1 April 2022 hingga 30 Jun 2022.
Klik sini untuk Terma dan Syarat Kempen dalam Bahasa Malaysia.
– 1 April Discontinuation of Flexi2Pay SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Flexi2Pay Sdn Bhd via JomPAY will no longer be available with immediate effect. March Revision of T&C Governing RCB Membership
RED CARPET BANKING (RCB) – REVISION OF TERMS AND CONDITIONS GOVERNING RCB MEMBERSHIP
Dear Valued Customers
The revision of Terms and Conditions Governing Red Carpet Banking (RCB) has been deferred from 1 March 2022 to 15 March 2022.
With effect from 15 March 2022, the Terms and Conditions Governing Red Carpet Banking (RCB) Membership will be revised:
1. To incorporate the existing Terms and Conditions Governing the RCB Membership for Public Mutual Platinum, Mutual Gold Elite and Mutual Gold Member into Terms and Conditions Governing RCB Membership
2.
3. To incorporate additional RCB membership eligibility criteria for new customer segments
4.
The revised Terms and Conditions Governing the RCB Membership will be made available in the Bank’s website from 15 March 2022 onwards.
Thank you.
– 1 March PERBANKAN RED CARPET (RCB) – SEMAKAN SEMULA TERMA DAN SYARAT YANG MENGAWAL KEAHLIAN RCB
Pelanggan yang Dihargai
Semakan semula Terma dan Syarat yang Mengawal Keahlian Perbankan Red Carpet (RCB) telah ditangguhkan dari 1 Mac 2022 kepada 15 Mac 2022.
Mulai 15 Mac 2022, Terma dan Syarat yang Mengawal Keahlian Perbankan Red Carpet (RCB) akan disemak semula:
1. Untuk memasukkan Terma dan Syarat yang Mengawal Keahlian RCB bagi Ahli Public Mutual Platinum, Mutual Gold Elite dan Mutual Gold dalam Terma dan Syarat yang Mengawal Keahlian RCB
2.
3. Untuk memasukkan kriteria kelayakan keahlian RCB tambahan untuk segmen pelanggan baharu
4.
Terma dan Syarat yang Mengawal Keahlian RCB yang disemak semula itu boleh didapati melalui laman web Bank mulai 15 Mac 2022 dan seterusnya.
Terima kasih.
– 1 Mac Discontinuation of KW Aquatic Supplies via JomPAY
Dear Valued Customer,
Please be informed that payment to KW Aquatic Supplies Sdn Bhd via JomPAY will no longer be available with immediate effect.
– 7 February Discontinuation of Yes Support via JomPAY
Dear Valued Customer,
Please be informed that payment to Yes Support Services Sdn Bhd via JomPAY will no longer be available with immediate effect.
– 1 February Revision of PB Credit Cards Feature(s)
Dear Valued Cardmembers,
Kindly be informed that effective 16 February 2022, PB Credit Cards features will be revised as follows:
Card Type(s)Revised Card Feature(s)All PB Credit CardsExclude e-wallet reload transactions from earning all card rewards
PB Visa SignatureIntroduction of minimum spend of RM30 per transaction to earn 6% cash rebate on online, dining and grocery transactionsPB Quantum MastercardIntroduction of minimum spend of RM30 per transaction to earn 5% Cash Back on online transactions
Please contact our PB Card Services at or email at if you have any queries.
Thank you. January Enhancement of PB Golden Fortune Campaign
Dear Valued Customers,
Please be informed that with effect from 14 February 2022, the PB Golden Fortune Campaign will be enhanced to allow the following additional types of unit trust investments to participate in the Campaign:
1. PB Series of Equity / Balanced / Mixed Asset Funds via Public Mutual Online
2. Public e-Series of Equity / Balanced / Mixed Asset Funds via over-the-counter / Public Mutual Online
The revised Terms & Conditions for PB Golden Fortune Campaign will be made available in the Bank’s website from 14 February 2022 onwards.
Thank you.
Penambahbaikan Kempen PB Golden Fortune
Pelanggan yang Dihargai,
Bermula pada 14 Februari 2022, Kempen PB Golden Fortune akan ditambah baik bagi membolehkan jenis pelaburan unit amanah yang berikut dapat menyertai Kempen ini:
1. Dana Unit Amanah Siri PB Ekuiti / Berimbang / Aset Bercampur melalui Public Mutual Online
2. Dana Unit Amanah e-Siri Public Ekuiti / Berimbang / Aset Bercampur melalui kaunter / Public Mutual Online
Terma dan Syarat bagi Kempen PB Golden Fortune yang disemak semula itu boleh didapati di laman web Bank mulai 14 Februari 2022.
Terima kasih. January Revision to the Placement Limit of PB eFD via FPX
Dear Valued Customers,
The maximum limit for PB eFixed Deposit (PB eFD) placement via Financial Process Exchange (FPX) has been increased to RM200,000 per transaction (“Revised Limit”). However, if the limit for transfer of funds via FPX in your accounts with other banks is lower than the Revised Limit, the placement will be subject to that lower limit.
The above will take effect from 14 February 2022.
Thank you.
Semakan semula Had Peletakan PB e-Deposit Tetap melalui FPX
Pelanggan yang Dihargai,
Had maksimum bagi peletakan PB e-Deposit Tetap (PB eFD) melalui Pertukaran Proses Kewangan (FPX) telah dinaikkan kepada RM200,000 setiap urus niaga (“Had Disemak Semula”). Bagaimanapun, sekiranya had bagi pindahan dana melalui FPX dalam akaun anda dengan bank lain lebih rendah daripada Had Disemak Semula itu, peletakan tersebut akan tertakluk pada had lebih rendah berkenaan.
Semakan semula itu akan berkuat kuasa mulai 14 Februari 2022.
Terima kasih. January NUR ALERT – Missing Child
We seek your assistance in the search for missing children:-
No. Laporan Polis : Bersia Repot 00029/2022
Nama : Kamiliah binti Anab
Umur / Bangsa : 9 Tahun / Orang Asli
Fizikal / Pakaian: Tidak berapa tinggi, rambut kerinting, ukuran rambut paras bahu, warna rambut hitam, warna kulit hitam manis dan baju berwarna kuning berseluar warna biru.
Tarikh Report : 14/01/2022 @ 1040 hrs
Lokasi Kejadian : Hutan Temengor Gerik Perak.
Maklumat Perhubungan Polis : Sjn R Herman bin Ab. Hamid di talian atau hubungi IPD Padawan di talian . January Discontinuation of Brickvestor SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Brickvestor Sdn Bhd via JomPAY will no longer be available with immediate effect.
– 4 January Discontinuation of SenzPay via JomPAY
Dear Valued Customer,
Please be informed that payment to SenzPay (M) Sdn Bhd via JomPAY will no longer be available with immediate effect. December Discontinuation of Danish House SB via JomPAY
Dear Valued Customer,
Please be informed that payment to Danish House Sdn Bhd via JomPAY will no longer be available with immediate effect. December Disaster Relief Facility 2022
Public Bank and Public Islamic Bank are participating financial institutions of the Disaster Relief Facility (DRF) 2022 to alleviate the financial burden of Micro, Small and Medium Enterprises (SMEs) affected by the recent flood nationwide and facilitate the resumption of business operations.
Salient features of the DRF 2022:
* Open to SMEs affected by floods located in districts identified by Agensi Pengurusan Bencana Negara (NADMA) as flood disaster areas
* Loan / Financing up to RM700,000 per SME under category of Small or Medium and RM150,000 per SME under category of Micro
* Tenure of up to 7 years, including a moratorium period of 6 month
* Financing rate of 3.5% fixed per annum
Terms and conditions apply.
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. December Revision of PB Business/Commercial Card Features
Dear Valued Cardmembers,
Kindly be informed that effective 1 January 2022, Corporate Liability Waiver Insurance will be discontinued for Public Bank Visa Business / Commercial Card.
Please contact our PB Card Services at or email at if you have any queries.
Thank you.
– 6 December LIBOR Contracts Cessation
Cessation of LIBOR-Referencing Contract Issuance October PENJANA Tourism Financing Scheme
Public Bank and Public Islamic Bank are participating financial institutions of PENJANA Tourism Financing (PTF) Scheme to support viable Small & Medium Enterprises (SMEs) in tourism sector, by preserving their capacity as well as assisting them to undertake the necessary investment to adjust and remain viable post-COVID-19.
Salient features of the PTF:
* Eligible SMEs may obtain PTF for the purpose of capital expenditure, working capital and refinancing* of existing business financing
* Up to 50% of total financing approved
* Loan / Financing up to RM300,000 per SME
* Financing rate of 3.5% fixed per annum
* Moratorium period of 12 months
* Business in operation for a minimum of 2 years
* Recipients of Special Relief Facility’s (SRF) and PENJANA SME Financing’s (PSF) are now eligible for PTF
Terms and conditions apply.
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. July Targeted Relief and Recovery Facility
Public Bank and Public Islamic Bank are participating financial institutions of the Targeted Relief and Recovery Facility (TRRF) to provide relief and support the recovery of eligible Small and Medium Enterprises (SMEs) that are adversely affected by the reintroduction of containment measures since June 2020.
Salient features of the TRRF:
* Eligible SMEs may obtain TRRF for the purpose of working capital and refinancing* of existing business financing
* Up to 30% of total financing approved
* Loan / Financing up to RM500,000 per SME under category of Small or Medium and RM75,000 per SME under category of Micro
* Moratorium period of 6 months
* Financing rate of 3.5% fixed per annum
* Recipients of Special Relief Facility (SRF) and PENJANA SME Financing (PSF) are eligible for TRRF subject to maximum financing limit per SME and total aggregate financing limit
* Recipients of PENJANA Tourism Financing (PTF) are not eligible for TRRF
Terms and conditions apply.
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. July Beware! Don’t Accept Ink-Stained Banknotes
Ink-stained banknotes could have been stolen.
Please click here to learn more.
– 5 March High Tech Facility
High Tech Facility – National Investment Aspirations
Public Bank and Public Islamic Bank are participating financial institutions of the High Tech Facility – National Investment Aspirations (HTF-NIA) to support high tech and innovation-driven Small and Medium Enterprises (SMEs) that are adversely affected by COVID-19, to preserve Malaysia’s competitive positioning in global value chains, maintain the supply chain ecosystem and safeguard high-skilled job.
Salient features of the HTF-NIA:
* Loan / Financing up to RM1 million per SME for working capital purpose / up to RM5 million per SME for Capital Expenditure (CAPEX) purpose / up to RM5 million per SME for a combination of working capital and CAPEX (subject to maximum limit of RM1 million per SME for working capital)
* Financing rate of up to 5% fixed per annum
Terms and conditions apply
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. March Disaster Relief Facility Public Bank and Public Islamic Bank are participating financial institutions of the Disaster Relief Facility (DRF) 2021 to alleviate the financial burden of Small and Medium Enterprises (SMEs) affected by the recent flood and facilitate the resumption of their business operations.
Salient features of the DRF 2021:
* Loan / Financing up to RM500,000 per SME under category of Small or Medium and RM75,000 per SME under category of Micro
* Moratorium period of 6 months
* Financing rate of 3.5% fixed per annum
Terms and conditions apply
For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. March CRS and FATCA
Common Reporting Standard (CRS) and Foreign Account Tax Compliance Act (FATCA)
Dear Valued Customer,
Following the implementation of FATCA and CRS in Malaysia, the Bank is required to collect self-certification with a valid foreign Tax Identification Number (TIN) from the following pre-existing account holders with foreign status(es) i.e.:
1. Foreign Account Tax Compliance Act Implemented since 1 July A U.S. Person or a Malaysian with U.S. Permanent Resident status whose depository account was opened before 1 July 2014. . Common Reporting Standard Implemented since 1 July A Foreigner (other than U.S.) or a Malaysian with Non-U.S. foreign tax residency(ies) status whose depository account was opened before 1 July 2017.
If you are an individual described above, please visit your account-holding branch’s customer service counter to declare your foreign TIN by executing the account opening cum self-certification form (AOSF).
Even if you had furnished the Bank with the valid foreign TIN prior to this announcement, if you have any update on the foreign status(es), please feel free to declare by executing the above AOSF.
If there is any query regarding your tax residency status, please contact your tax advisor or local tax authority. You may obtain more information about FATCA and CRS from the following official websites:
Thank you.
Standard Pelaporan Am (CRS) dan Akta Pematuhan Cukai Akaun Asing (FATCA)
Pelanggan yang Dihargai,
Berikutan pelaksanaan FATCA dan CRS di Malaysia, Bank dikehendaki mengambil pengesahan sendiri dengan Nombor Pengenalan Cukai (TIN) asing yang sah daripada pemegang akaun sedia ada berikut dengan status asing iaitu: –
1. Pelaksanaan Akta Pematuhan Cukai Akaun Asing sejak 1 Julai Seorang warga A.S. atau warga Malaysia yang juga Pemastautin Tetap A.S. yang akaun depositnya dibuka sebelum 1 Julai 2014. . Pelaksanaan Standard Pelaporan Am sejak 1 Julai Seorang warga asing (selain daripada warga A.S.) atau seorang warga Malaysia dengan status pemastautin cukai asing Bukan A.S. yang akaun depositnya dibuka sebelum 1 Julai 2017.
Sekiranya anda seorang individu yang dinyatakan di atas, sila pergi ke kaunter perkhidmatan pelanggan cawangan pemegang akaun anda untuk memaklumkan Nombor Pengenalan Cukai asing anda dengan melengkapkan borang pembukaan akaun yang juga borang pengenalan diri (AOSF).
Walaupun anda telah mengemukakan Nombor Pengenalan Cukai asing yang sah kepada Bank sebelum pengumuman ini, sekiranya anda mempunyai apa-apa kemas kini mengenai status asing berkenaan, sila isytiharkan dengan melengkapkan AOSF di atas.
Sekiranya terdapat pertanyaan mengenai status pemastautin cukai anda, sila hubungi penasihat cukai anda atau pihak berkuasa percukaian tempatan. Anda boleh mendapatkan lebih banyak maklumat mengenai FATCA dan CRS melalui laman web rasmi yang berikut:
Terima kasih.
共同申报准则(CRS) 和 海外帐户税收合规法(FATCA)
亲爱的顾客，
随着 FATCA 和 CRS 在马来西亚的实施，银行必须向在以下具有外国身份的现有户口持有人，获取自我认证以及有效的外国税务识别号码（TIN)，即:
1. 自 2014 年 7 月 1 日实施的 FATCA
拥有美国人身份或具有美国永久居民身份的马来西亚人，并且在 2014 年 7 月 1 日之前已开设存款户口。 . 自 2017 年 7 月 1 日实施的 CRS
拥有外国人（美国除外）身份或具有外国税收居民身份（美国除外）的马来西亚人，并且在 2017 年 7 月 1 日之前已开设存款户口。
倘若您是上述所指的人士，请前往您的持户分行的顾客服务柜台，填写开户及自我认证表格（AOSF），以申报您的外国税务识别号码。
即使您在此通告之前已经向银行提供了有效的外国税务识别号码，若您的外国身份有任何更新，请同样填写上述开户及自我认证表格以作出申报。
倘若您对税务居民身份的事务有任何疑问，请联络您的税务顾问或本地税务管制当局。您也可从以下的网站获得关于 FATCA 和 CRS 的更多详情：
谢谢。 September PENJANA SME Financing Scheme
Public Bank and Public Islamic Bank are participating financial institutions of RM2.0 billion PENJANA SME Financing (PSF) Scheme to support Small & Medium Enterprises (SMEs) that are adversely impacted by the COVID-19 pandemic.
Salient features of the PSF:
* Loan / Financing up to RM500,000 per SME
* Financing rate of 3.5% fixed per annum
Terms and conditions apply.
PSF will be available in July 2020. For more information / application, please contact nearest Public Bank and Public Islamic Bank Branches. June Notice on Deposit Insurance by PIDM
NOTIS TENTANG INSURANS DEPOSIT DARIPADA PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM)
Wang yang dikeluarkan daripada deposit berinsurans anda tidak lagi dilindungi oleh PIDM sekiranya dipindahkan dalam:-
1. Akaun deposit yang dibayar di luar Malaysia;
2. Akaun deposit yang dipegang oleh institusi kewangan yang menjalankan perniagaan perbankan di Labuan atau perniagaan perbankan Islam di Labuan;
3. Akaun deposit yang dipegang oleh bukan Ahli Pengambil Deposit PIDM;
4. Akaun bukan deposit (misalnya unit amanah, akaun perdagangan sekuriti, dsbnya.); atau
5. Akaun deposit tidak berinsurans (misalnya Akaun Pelaburan Emas, Instrumen Deposit Boleh Niaga Runcit, dsbnya.).
Dimaklumkan bahawa bagi wang yang dikeluarkan daripada deposit berinsurans anda untuk membeli atau dipindahkan ke dalam produk Takaful atau Insurans baharu, sila hubungi PIDM untuk mendapatkan maklumat lanjut berkaitan dengan Sistem Perlindungan Manfaat Takaful dan Insurans (TIPS). Butir-butir untuk menghubungi PIDM boleh didapati melalui laman web PIDM, dan melalui Sistem Insurans Deposit (DIS) dan brosur TIPS.
NOTICE ON DEPOSIT INSURANCE BY PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM)
Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a:-
1. Deposit account payable outside Malaysia;
2. Deposit account held by a financial institution conducting Labuan banking business or Labuan Islamic banking business;
3. Deposit account held by a non-Deposit Taking Member of the PIDM;
4. Non-deposit account (e.g. unit trust, securities trading account, etc.); or
5. Not insured deposit account (e.g. Gold Investment Account, Retail Negotiable Instruments of Deposit, etc.).
Please note that for money withdrawn from your insured deposit to purchase or transfer to a new Takaful or Insurance product, kindly contact PIDM to obtain further information relating to Takaful and Insurance Benefit Protection System (TIPS). The contact details are available on PIDM’s website at and in the Deposit Insurance System (DIS) and TIPS brochures.
马来西亚存款保险机构（PIDM）关于存款保险的通告
您在受保障存款中提出的款项若转至下列户口，该款项将不再获得马来西亚存款保险机构的保障:
1. 在马来西亚境外应付的存款户口；
2. 进行纳闽银行业务或纳闽回教银行业务之金融机构持有的存款户口；
3. 非PIDM存款收取会员持有的存款户口；
4. 非存款户口(例如单位信托、证券交易户口等)；或
5. 非受保障存款户口(例如黄金投资户口、零售流通存款票据等)。
请注意，关于从您的受保障存款购买或转账至新的回教家庭保险或保险产品，请联络PIDM以获得回教家庭保险和保险利益保障系统（TIPS）的资料。联络详情可在PIDM的网站 以及存款保险系统（DIS）和TIPS的小册子中获得。 May Anti-Bribery and Anti-Corruption Policy
Dear Valued Customers,
Please be informed that the Bank adopts a “zero-tolerance approach” towards any form of bribery and corruption in conducting its business. The Bank’s staff are to refrain from offering or receiving any gifts, entertainment, hospitality and non-business travel to/from external party in the course of their duties.
This policy is adopted as means to avoid conflict of interest or appearance of such in our business dealings/in all aspect of the Bank’s business conduct.
Click here for more details.
Thank you.
Dasar Anti-Rasuah dan Anti-Sogokan
Pelanggan yang Dihargai,
Dimaklumkan bahawa Bank mengamalkan “pendekatan sifar toleransi” terhadap apa-apa bentuk rasuah dan sogokan semasa menjalankan perniagaan. Kakitangan Bank dilarang daripada menawarkan atau menerima apa-apa hadiah, hiburan, hospitaliti dan perjalanan yang bukan bagi tujuan perniagaan kepada/daripada pihak luar semasa menjalankan tugas mereka.
Dasar ini diguna pakai bagi mengelakkan konflik kepentingan atau keadaan sedemikian dalam semua urusan perniagaan/aspek pelaksanaan perniagaan oleh Bank.
Klik di sini untuk maklumat lanjut.
Terima kasih.
反贿赂和反腐败政策
尊敬的客户，
谨此通告，本银行在处理业务时，对任何形式的贪污贿赂和腐败事项采取“零容忍方式”。本银行的职员在执行职务时，不得向外部人士提供或接受任何礼物、款待和非商务性质的旅游。
采取这项政策是为了避免在我们的业务交易/在银行所有方面的业务中出现利益冲突或类似情况的出现。
请按此以获得更多详情。
谢谢。
– 1 April 2020